Smart Ways To Think About Health, Free Up Money You Didn’t Know Existed, Help Fix The Healthcare Crisis in America and Fund Your Wellness and Health, Not Your Future Sickness and Disease
Body, Level 1- The Health Decision
WHY
SAVE MONEY AND BECOME HEALTHIER! A small business owner with a family of four saved $6,000/year as soon as he learned this information. This step isn’t even about saving money, it’s about your philosophy towards your health. Do you let the healthcare system tell you what to do or do you find ways to beat their protocol of medications and surgeries? What type of person are you?
You are paying into the current ‘healthcare’ system through ‘health insurance’ to prevent the catastrophic expenses that ‘healthcare’ services would bring in an emergency. Paul Zane Pilzer’s book ‘The Next Trillion’ will show you how to use the current ‘healthcare system’ (really a sickness care system) as efficiently as possible.
Consider this; if you pay 1,000 /month in health insurance premium for ‘major med’...
that is $480,000 over forty years!
What return do you get? Check-ups, medications and surgery.
Any alternative? Yes. (Possible to save $200,000+)
From www.zaneben.com
In The Next Trillion, Pilzer exposes the truth about why half the U.S. population is unhealthy and overweight: Americans have become caught between the economic interests of the trillion-dollar food industry and the trillion-dollar healthcare or "sickness" industry. In analyzing these two gigantic industrial complexes, Pilzer focuses on an emerging "wellness" industry that will soon occupy an additional one-seventh, or "next trillion," of the economy—an industry ripe with entrepreneurial opportunities that will eclipse those of today’s Internet-based companies.
Following the publication of The Wellness Revolution, I was called the "economist turned wellness guru" by The New York Times. I received an honorary doctorate for the role played by the book in helping Congress pass Health Savings Accounts (HSA's) and other healthcare financial reforms—reforms that now allow wellness-oriented consumers to save money on their health insurance and finance their wellness. And my book was published in 12 languages and became the focal point for an international wellness community—thousands of people contacted me to share their wellness experiences and/or to tell me about new business opportunities in this exciting, soon-to-be $1 trillion industry.
The New Health Insurance Solution (Wiley) sets forth a bold new direction for U.S. health insurance and explains how individuals can now get affordable health insurance independent of their employer. This book also explains how employers can end their health insurance nightmare while still being able to hire great employees by providing the same health benefits for less than half the cost they are paying today.
Also learn…
Protect Yourself Against Bankruptcy
As many as 1 million Americans, mostly middle- and upper-class, file for bankruptcy each year due to medical bills they can't pay—yet amazingly, three-quarters of these families had health insurance when they first became ill.
How is this possible? The purpose of health insurance is to provide financial relief when a large, unexpected medical expense occurs. Millions of employers offer health insurance to their employees that theoretically will cover such expenses. But health insurance plans provided by an employer typically terminate when you leave (or lose) your job. If you contract a major illness, you are likely to lose your job, lose your health insurance, and lose control of your finances. You are one serious illness away from bankruptcy.
Employer coverage ends if you become ill and lose your job. Once you obtain your own individual or family policy, you can renew until age 65 (Medicare) and your premium cannot generally be increased due to illness or claims history. Premiums will rise with age and general medical inflation. Policies for healthy families are 1/3 to 1/2 the price of employer coverage.
A new law passed in 2005 allows employers to reimburse their employees tax-free for most medical expenses, including individual insurance premiums. Talk to your employer about setting up a Health Reimbursement Arrangement (HRA). Setting up an HRA is simple, and it will save your employer thousands while allowing you to choose your own health insurance.
Choosing a traditional co-pay plan or a low deductible often costs you more in premiums than you save on doctor's visits. High-deductible plans save you money every year while still providing safety against medical bankruptcy.
This step is not about ‘insurance’ at all. It is about where you choose to focus your money: On ‘Sickness Management’ or ‘Endless Wellness.’ You might not even understand what I mean by ‘Wellness’ until you complete level 2. But, by completing this task of seeing the numbers work, you might see how it is possible to fund wellness with out taking extra money out of your pocket. Most people don’t realize, they can re-direct their ‘sickness management and early detection’ insurance premiums. You will still get ‘Wellness Exams’ from you doctor. In fact, after the next step, you will have an entirely different meaning of ‘Wellness’ if you study step 2 thoroughly.
Call us to review how you plan on funding wellness, ‘or sickness.’
